Public pensions
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Information on pensions and benefits available from the Canada Pension Plan (CPP) and Old Age Security (OAS) programs. Learn about retirement income, survivor income, disability benefits, eligibility, and the application process.
Retirement income
Canada Pension Plan (CPP)
Decide when and how to apply for your CPP retirement.
Old Age Security (OAS) pension
Apply for OAS if you are 65 and older even if you have never worked or are still working.
Guaranteed Income Supplement
Apply for this benefit if you are an Old Age Security recipient with low income.
Receive public pensions outside Canada
Receiving OAS and CPP pensions and benefits, if living outside Canada.
The allowance
Apply for a monthly benefit if you are age 60-64, have low income, and your spouse or common-law partner receives the Guaranteed Income Supplement.
Canada Pension Plan Post-Retirement Benefit (PRB)
If you're under 70 and working while receiving your CPP, you can still contribute to increase your pension.
Disability benefits
CPP disability benefits
Apply if you are unable to work due to a severe and prolonged disability.
CPP Post-Retirement Disability Benefit
Apply if you are under 65, receiving a CPP retirement pension, and now have a severe and prolonged disability.
CPP children’s benefit
Apply for a monthly benefit for a dependent child of a person receiving a CPP disability benefit or CPP post-retirement disability benefit.
Following a death
CPP survivor's pension
Apply for a monthly payment paid to the legal spouse or common-law partner of a deceased CPP contributor.
CPP children’s benefit
Apply for a monthly benefit for a dependent child of a deceased CPP contributor.
What to do when someone dies
What to do following the loss of a loved one. Documents you need, who to notify, how to cancel benefits and avoid overpayment.
Death benefit
Apply for a one-time payment on behalf of a deceased CPP contributor.
The allowance for the survivor
Apply for a monthly benefit if you are low-income, widowed, age 60 to 64 and not yet eligible for OAS.
