How to start
Please read our latest notices
Natural disasters: Important information about repaying your loan
Repaying after leaving school
After finishing school, there is a 6-month non-repayment period. When this period is over, you have to start making payments on your Loan. For information on repayment, review the terms and conditions of your loan or contact the National Student Loans Service Centre (NSLSC).
The 6-month non-repayment period starts after you:
- finish your final school term
- reduce from full-time to part-time studies
- leave school or take time off school
Within 6-months of finishing school, you will receive a package detailing your payment terms and payment options.
Let another person manage your student loan
You can give another person power of attorney to take care of your student loan dealings with us.
Provincial or territorial payments
British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Ontario, Saskatchewan, and the Yukon
Repay your student loan through the National Student Loans Service Centre (NSLSC).
Alberta, Nova Scotia and Prince Edward Island
Provincial and federal loans are repaid separately.
Repay your federal loan through the NSLSC. Make payments on the provincial loan through your province.
Quebec, Nunavut or the Northwest Territories
Make loan payments directly to your province or territory. Contact your province or territory to arrange payments or for information on your loan.
Delay repayment
You may be able to delay repayment if you are:
- a full-time student
- a reservist in school or on a Canadian Forces designated operation, or
- in school, and need to take leave from your studies for medical or parental reasons