Property from another RRIF
You can contribute to your RRIF by directly transferring property from:
- another RRIF under which you are the annuitant
- a RRIF under which your current or former spouse or common-law partner is the annuitant, if the transfer is made under the following conditions:
- under a decree, order or judgment of a competent tribunal, or under a written separation agreement
- to settle rights arising out of your relationship on or after the breakdown of your relationship
In addition, you can contribute to your RRIF any amount up to the eligible amount of the designated benefit you receive or are considered to have received from the deceased annuitant's RRIF in either of the following situations:
- the annuitant under a RRIF dies and, at the time of death, you were the deceased annuitant's spouse or common-law partner
- you were a financially dependent child or grandchild of the deceased annuitant who depended on the annuitant because of an impairment in physical or mental functions
For more information, refer to Information Sheet RC4178, Death of a RRIF Annuitant, PRPP Member, or ALDA Annuitant, or Form T1090, Joint Designation on the Death of a RRIF Annuitant, PRPP Member, or ALDA Annuitant.