# 2021-011 Pay and Benefits, Canadian Forces Integrated Relocation Program - Temporary Dual Residence Allowance Policy Review, Mortgage Default Insurance

Case Summary

F&R Date: 2021-02-16

The grievor contended he had been unfairly denied reimbursement of his Mortgage Default Insurance (MDI) upon posting to Alberta. He also contended he should be entitled to one year of childcare expenses given his child was unable to start school until one year later than planned, due to the different school starting age in Alberta.

The Committee found that the grievor had not used 100% of the proceeds of the sale of his Ontario home towards the purchase of his Alberta home. In accordance with article 8.3.10 of the Canadian Forces Integrated Relocation Program Directive, the grievor was not entitled to reimbursement of his MDI. The Committee also found that there were no provisions for childcare expenses other than during the actual relocation of the grievor's family and that all members are responsible for normal day-to-day child care expenses for their children, regardless of where they are posted.

FA Decision Summary

The Acting Chief of the Defence Staff, acting as Final Authority (FA), agreed with the Committee's findings that the grievor was not entitled to MDI reimbursement and there was no authority to reimburse him for the childcare costs incurred. The FA agreed with the Committee’s recommendation not to grant redress.