Program delivery update: Immigration Loans Program (ILP)
This section contains policy, procedures and guidance used by IRCC staff. It is posted on the department’s website as a courtesy to stakeholders.
August 26, 2019
The Immigration Loans Program (ILP) provides eligible immigrants, who are mainly refugees selected for resettlement to Canada, with access to funding that would otherwise not be available to them. Loans are used to cover a number of expenses, including travel to Canada and other costs associated with resettlement.
The updated instructions include new payment and collection information, per the amended ILP regulations; changes to the transportation loan process; updates to assessing the need for and the ability to repay a loan, including counselling for loan applicants; and a new process for requesting Resettlement Assistance Program (RAP) contributions from within Canada for transportation loans as well as assistance loans.
New instructions
- Eligibility for an immigration loan
- Payment and collection of immigration loans
- Transportation loan procedures for exceptional circumstances
Updated instructions
- Immigration Loans Program (ILP)
- Determining the need for and assessing the ability to repay an immigration loan
- Signing and approval authority for an immigration loan
- Counselling immigration loan applicants
- Transportation loans
- Assistance loans
- Right of Permanent Residence Fee loans
- Resettlement Assistance Program (RAP) contributions
Deleted instructions
- Loans: General processing – Assessing the potential ability to repay and contributing factors
- Procedure – Admissibility Loans
- Loans – Alternative arrangements
- Loans: Payment and collection – Calculating interest
- Loans: General processing – Using and completing the forms
- Loans: Payment and collection – Delinquent payments scenarios
- Loans: Payment and collection – Notice and method of payment
- Loans: Payment and collection – Annual interest rates