Mortgages
Mortgages
Choosing a mortgage, renewing your mortgage, paying off your mortgage faster and more.
Services and information
Choosing a mortgage that is right for you
Mortgage basics, such as the term, amortization period, payment frequency and fixed or variable interest rate.
Preparing to get a mortgage
What to do before you start shopping for a mortgage.
Getting preapproved for a mortgage
Where to get a mortgage and how the preapproval process works.
How much you need for a down payment
The minimum amount you will need for a down payment toward the price of a home and mortgage loan insurance.
Mortgage terms and amortization
How the term and amortization can impact the mortgage costs.
Interest on mortgages
How mortgage options impact interest rates.
Breaking your mortgage contract
Switching your mortgage to another lender, including the costs and benefits of breaking your contract.
Mortgage fees: Prepayment penalties
Prepayment privileges, when prepayment penalties apply and how they are calculated.
Mortgage relief options
Options that could help if you’re facing difficulties paying your mortgage.
Mortgage payment deferrals
What you can expect when you defer your mortgage.
Paying off your mortgage faster
Making lump-sum payments, increasing regular payments and keeping your payments the same when you renew.
Optional mortgage insurance products
Mortgage life insurance and mortgage disability and critical illness insurance.
Discharging a mortgage
What to expect, when to discharge your mortgage, how much it costs and where to get more information.
Renewing your mortgage
The steps to renew your mortgage.
Mortgage Qualifier Tool
Find out if you can qualify for a mortgage based on the property you want, your income and your expenses.
Mortgage Calculator
Calculate your mortgage payment schedule and how to save money by making prepayments.
Mortgages: know your rights
Applying for a mortgage, making prepayments, renewing your mortgage and more.