Payment card network operators
The Payment Card Networks Act is the primary legislation governing all payment card networks in Canada. FCAC is responsible for monitoring the compliance of participants in the credit and debit card industry in Canada to the Code.
The complete text of the Act is posted on the Department of Justice Canada’s website.
Payment Card Networks Act
Sections related to consumer provisions: N/A.
Codes of conduct
Code of Conduct for the Payment Card Industry in Canada
This code applies to payment card network operators (PCNO) and their participants. It outlines PCNOs’ responsibilities for providing information, flexibility and choice to merchants.
Fraud protection
Several organizations and institutions have made formal commitments to protect consumers from the unauthorized use of their credit card. These commitments outline consumers’ liability in relation to fraudulent transactions on their credit card.