Maximum Benefit Amounts and Related Figures - Canada Pension Plan (2026) and Old Age Security (January to March 2026)
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On this page
- Table 1 - Maximum amount of new Canada Pension Plan (CPP) benefits
- Table 2 - CPP exemptions and pensionable earnings
- Table 3 - CPP contribution rates and annual maximum amounts
- Table 4 - CPP contributors statistics
- Table 5 - Old Age Security (OAS) amounts
- Contact us
- Related links
| Type of benefit | Flat rate portion | Earnings-related portion | Total |
|---|---|---|---|
| Retirement pension (at age 65) | not applicable | $1,507.65 | $1,507.65 |
| Post-retirement benefit (at age 65)Footnote 2 | not applicable | $54.69 | $54.69 |
| Disability pension | $610.46 | $1,130.74 | $1,741.20 |
| Post-retirement disability benefitFootnote 3 | $610.46 | not applicable | $610.46 |
| Survivor’s pension – younger than 65 | $238.17 | $565.37 | $803.54 |
| Survivor’s pension – 65 and older | not applicable | $904.59 | $904.59 |
| Children of disabled or deceased contributor benefit – under age 18 | $307.81 | not applicable | $307.81 |
| Children of disabled or deceased contributor benefit – full-time student | $307.81 | not applicable | $307.81 |
| Children of disabled or deceased contributor benefit – part-time student | $153.91 | not applicable | $153.91 |
| Death benefit (one-time payment)Footnote 4 | $2,500.00 | not applicable | $2,500.00 |
| Combined benefits: | |||
| Survivor/retirement (retirement at 65) | not applicable | $1,531.56 | $1,531.56 |
| Survivor/disability | not applicable | $1,756.14 | $1,756.14 |
Annual adjustment of benefits in pay in the previous year: +2.0%
| Exemptions and pensionable earnings | Annual maximum amount |
|---|---|
| Year's Basic Exemption (YBE) | $3,500.00 |
| Year's Maximum Pensionable Earnings (YMPE) | $74,600.00 |
| Year's Additional Maximum Pensionable Earnings (YAMPE) | $85,000.00 |
| Contribution details | Base + 1st additional contribution | 2nd additional contribution |
|---|---|---|
| Contribution rate for employee/employer | 5.95% | 4.00% |
| Employee/employer maximum contribution | $4,230.45 | $416.00 |
| Contribution rate for self-employed | 11.90% | 8.00% |
| Self-employed maximum contribution | $8,460.90 | $832.00 |
| Statistics | Total |
|---|---|
| Number of contributors (2023) | 15.9 million |
| Amount of contributions (2024 to 2025) | $88,250 million |
| Type of benefit | Maximum monthly amountFootnote 5 | Annual income level cut-offFootnote 6 | Annual income level cut-off for top-upsFootnote 6 |
|---|---|---|---|
| Old Age Security pension (age 65 to 74)Footnote 7, Footnote 8 | $742.31 | not applicable | not applicable |
| Old Age Security pension (age 75 and over)Footnote 7, Footnote 8 | $816.54 | not applicable | not applicable |
| Guaranteed Income Supplement (GIS) | |||
| Single person who receives an OAS pension | $1,108.74 | $22,488 | $10,256 |
| Spouse/common-law partner of someone who: | |||
|
$1,108.74 | $53,904 | $20,512 |
|
$667.41 | $29,712 | $8,704 |
|
$667.41 | $41,616 | $8,704 |
| Allowance | $1,409.72 | $41,616 | $8,704 |
| Allowance for the Survivor | $1,680.47 | $30,312 | $10,256 |
Contact us
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- TTY: 1-800-255-4786