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Join our study on reverse mortgages

Current status: Closed

Opened on May 1, 2022 and will close to new input on January 31, 2023.

Consult the Research summary: Housing wealth, housing debt, and retirement finances.

Employment and Social Development Canada is conducting a research study on reverse mortgages in Canada. The research study aims to better understand motivations for getting reverse mortgages and their impacts on retirement security.

Your participation will help inform programs and policies aimed at promoting and strengthening income security of Canadians.

Who can participate

We are looking for individuals who:

  • currently have or used to have a reverse mortgage, or
  • are applying for a reverse mortgage

You could also be a family member impacted by your relative’s decision to get a reverse mortgage.

To participate in this research study you must be a Canadian citizen or permanent resident.

Join in: how to participate

Send us an email

Send an email to NC-RESEARCH-INNOVATION-GD@hrsdc-rhdcc.gc.ca. A researcher will reply to your email to determine if you are eligible to participate.

Call us

Call us toll free at: 1-833-540-3290 and leave a message. A researcher will return your call to determine if you are eligible to participate.

What will you need to do

If you qualify, we may ask you to:

  • complete an online questionnaire (20 to 30 minutes)
  • complete a document asking you to enter important events in your life (20 to 30 minutes)
  • take part in 2 interviews (45 to 60 minutes each)
  • send us photos and/or short videos that illustrate your experience

You could get up to $250 depending on how many activities you participate in.

If you are a family member, we will ask you to participate in one interview, for which you could get $100.

Contact us

Employment and Social Development Canada

Email: NC-RESEARCH-INNOVATION-GD@hrsdc-rhdcc.gc.ca

Toll free: 1-833-540-3290

Privacy notice statement

The information you share is gathered under the Department of Employment and Social Development Act and the Canada Pension Plan. This information is protected under the Department of Employment and Social Development Act, the Privacy Act and other applicable laws.

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2026-05-11

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