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Join our study on home equity and retirement

Current status: Closed

Opened on July 25th, 2022 and will close to new input on April 1st, 2023.

Consult the Research summary: Housing wealth, housing debt, and retirement finances.

Employment and Social Development Canada is conducting a research study on home equity and retirement in Canada. The research study aims to explore the impacts of housing-backed debt (like mortgages and home equity lines of credit) on retirement planning among people in Canada aged 45 and older.

Your participation will help inform programs and policies aimed at promoting and strengthening income security of Canadians.

Who can participate

We are looking for homeowners who:

  • live in one of the following cities:
    • Moncton, New Brunswick
    • Montreal, Quebec
    • Whitehorse, Yukon
    • Vancouver, British Columbia
  • are aged:
    • between 45 to 54 years old with 2 or more debts on their primary residence (for example, a mortgage and a home equity line of credit), or
    • 55 and older with 1 or more debts on their primary residence (for example, mortgage or a home equity line of credit)

To participate in this research study you must be a Canadian citizen or permanent resident.

Join in: how to participate

Send us an email

Send an email to NC-RESEARCH-INNOVATION-GD@hrsdc-rhdcc.gc.ca. A researcher will reply to your email to determine if you are eligible to participate.

Call us

Call us toll free at: 1-833-540-3290 and leave a message. A researcher will return your call to determine if you are eligible to participate.

What will you need to do

If you qualify, we may ask you to:

  • complete an online questionnaire (30 to 60 minutes)
  • take part in up to 2 interviews (90 minutes total)

You could get up to $150 depending on how many activities you participate in.

Contact us

Employment and Social Development Canada

Email: NC-RESEARCH-INNOVATION-GD@hrsdc-rhdcc.gc.ca

Toll free: 1-833-540-3290

Privacy notice statement

The information you share is gathered under the Department of Employment and Social Development Act and the Canada Pension Plan. This information is protected under the Department of Employment and Social Development Act, the Privacy Act and other applicable laws.

Page details

2026-05-11

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